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October 17, 2023



From the Telegraph in the U.K.

Electric cars risk becoming uninsurable

Difficulty pricing battery repairs forcing insurers to refuse cover


The WSJ is digging into the details on the cost of repairing and insuring EVs--and it ain't good. Snippets follow:

Why Repairing Your EV Is So Expensive

For EVs, repairs following a collision can cost thousands of dollars more than their gas-powered counterparts, because the fixes tend to require more replacement parts, the vehicles are more complicated and fewer people do such repairs. While those issues may ease over time, first-time electric owners may be startled by the higher costs and longer wait times.

Last year, repairing an EV after a crash cost an average $6,587 compared with $4,215 for all vehicles, according to CCC Intelligent Solutions, a company that processes insurance claims for auto repairs in the U.S.

Higher repair costs are also helping to drive up insurance premiums for electric owners, who pay on average $357 a month for coverage compared with $248 for gas vehicle owners, according to insurance comparison website Insurify.

“People are used to hearing that EVs have fewer parts than a combustion vehicle, but that is not the case in collision repair,” said Marc Fredman, chief strategy officer for CCC Intelligent Solutions.

Last year, on average, an EV repair required roughly double the replacement parts compared with a conventional vehicle, according to CCC Intelligent Solutions. The way many electric models’ parts are bolted or welded in the vehicles often means the components cannot be repaired and have to be replaced, Fredman said.

When these vehicles do get into a crash, repairs can be more complex for many reasons. The bodies can be more complicated to disassemble, and the repairs tend to require more steps and precautions, Fredman said.

Vehicles containing lithium-ion batteries also require special storage consideration because of the risk of fire when they are damaged, said Scott Benavidez, chairman of the trade group Automotive Service Association and owner of a collision repair business in New Mexico. Those precautions add both time and cost to the repair process, he added.

The vehicle bodies themselves can result in higher parts and labor costs because EVs tend to use more exotic materials than traditional steel, collision-repair specialists said. Some of these materials, like aluminum, require specialized tools and storage facilities, narrowing the number of shops that can perform the work, they said.

“Those shops will charge more because they’re taking on the risk of working on them and retrofitting their shop,” Benavidez said.

It takes 25% longer to get an EV into a body shop than a traditional vehicle, according to data from CCC Intelligent Solutions. Those repairs tend to take roughly 57 days compared with 45 days for non-EVs, the data showed.

Peter Garrison

Burlingame to Santa Barbara $30 in gas for two.

Paloma Ave

I drove from Burlingame to San Diego on one tank of gasoline.


I have read about Tesla disabling cars from their national supercharger network if they have been in an accident. They are worried about the integrity of the battery and the connectors and wiring so NO JUICE FOR YOU.


Want a slightly used Tesla at a good price? Hertz is selling 1/3 of their electric cars which is about 20,000 cars because…..wait for it….people don’t want to rent them and they are expensive to operate.

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